You can sell a property that needs major repairs without fixing anything by selling it as-is to a cash buyer, who does not need a lender’s approval. ENC Home Solutions buys damaged and outdated properties across Pitt County and Eastern North Carolina in any condition, so you skip the contractors, the inspections and the repair bills.
ENC Home Solutions is a family-owned cash home buyer in Greenville, North Carolina, buying houses, land and mobile homes across Pitt County and Eastern North Carolina since 2020, with 150+ properties bought and counting.
What repairs do you buy properties with?
- Roof leaks or a roof at the end of its life
- Foundation cracks, settling or crawl space moisture
- Failing septic systems or old wells
- Heating and air conditioning systems that no longer work
- Old wiring, outdated electrical panels or plumbing leaks
- Mold, water damage or flood damage
- Fire or smoke damage
- Termite damage
- Hoarding, heavy cleanup or years of deferred maintenance
- Unfinished renovations or work done without permits
Why is it hard to sell a property that needs major repairs?
Most buyers use a mortgage, and lenders often will not close on a property with serious safety or structural problems. Loans backed by the Federal Housing Administration and the Department of Veterans Affairs have minimum property standards, and an appraiser can require repairs before closing. That shrinks your pool of buyers to people paying cash, and those buyers expect a discount for the work ahead.
Repairs also surface late. A buyer’s home inspection, termite inspection or septic inspection can turn up problems after you are under contract. That often leads to a repair request, a price reduction or a buyer walking away.
Should I fix the property before selling or sell it as-is?
Fix it first only if the repair is small, you have the cash and time, and the repair will clearly raise the price by more than it costs. Sell as-is if the repairs are large, you would need to borrow to pay for them, or you need to sell soon.
Keep in mind the costs that pile up during repairs: property taxes, insurance, utilities and mortgage payments for every month the property sits. Contractor timelines also run long in Eastern North Carolina after storm seasons. Inspections alone often run a few hundred dollars each, such as about $300 for a home inspection and $350 to $400 for a septic inspection.
Do I have to tell a buyer about the property’s problems?
North Carolina sellers of most residential properties must give buyers the state’s Residential Property and Owners’ Association Disclosure Statement, where you can answer “yes,” “no” or “no representation” for each item. Separately, you should never hide a problem you know about, and lead-based paint disclosures apply to homes built before 1978. When you sell to us, we see the property in person and buy it as it is.
How does a cash buyer decide what to offer on a property that needs work?
A cash offer starts with what the property would be worth after repairs, then subtracts the cost of the repairs, the holding and closing costs, and a margin for risk. The bigger and less predictable the repairs, the bigger that gap. We walk you through how we arrived at our number, so you can compare it with your other options.
How does selling to ENC Home Solutions work?
- Call us or fill out the form. Tell us the address and a little about the property.
- We walk the property. A member of our team sees it in person, usually within a few days and at a time that suits you.
- You get a written cash offer. You get it within 96 hours, with no obligation and no pressure.
- You choose the closing date. A local North Carolina closing attorney handles the title work and payoffs.
- Get paid at closing. No commissions, no repairs and no cleanout, and we cover the closing costs.
Get a written cash offer for your property. No obligation, no commissions, no repairs.
Frequently asked questions
Will you buy a property that is not livable?
Yes. We buy properties that cannot be lived in, including ones with condemned notices, no working utilities or major fire damage.
Do I need to clean out the property?
No. Take what you want and leave the rest.
Do I need to get inspections before you make an offer?
No. We walk the property ourselves before we make our offer, so the condition we see is part of our number.
Do you buy flood-damaged properties?
Yes. We buy properties damaged by hurricanes and river flooding across Eastern North Carolina.
Do you buy mobile homes that need work?
Yes. We buy single-wides and double-wides in any condition, with or without land.
Do you lower your offer after the walk-through?
We make our written offer after we see the property, so the condition is already part of the number.
Will you buy a house with mold?
Yes. We buy properties with mold and water damage as they are.
Do you buy houses with unpermitted work?
Yes. We buy properties with unfinished or unpermitted work.
Related pages: Cash Offer or List With an Agent? · Inherited and Probate Property · Sell a Vacant Property · Greenville · Pitt County
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ENC Home Solutions is not a law firm, and this page is general information, not legal, tax or financial advice. Laws and local procedures change, and every situation is different, so we recommend talking with a North Carolina attorney before you act.
Written by Rachael T., Owner, ENC Home Solutions. Last updated October 27, 2026.